ADS Lending Product

A lower cost non-coded commercial property loan for high quality borrowers only offered by our in-house lending team

Settlement within 7 days

Key product terms for ADS Lending

Loan Amount

$250k to +$2.0 million

LVR

Up to 65% LVR inclusive of fees and interest

Interest Rate

From 7.0% per annum. Risk adjusted pricing based on LVR

Fees

Lender Establishment Fee only 1.5%

Purpose

Non-coded loans for commercial or investment purposes

Flexible Loan Structuring

Interest is prepaid

Less Stringent

Serviceability tests

Loan Term

1 month to 12 months loan terms. Longer loan terms can be considered depending on location

Quick Settlement

7 days

Security

First registered mortgage over existing residential dwelling (houses and apartments). Valuation report will typically be commissioned

Location

Metro only over existing dwellings (houses and apartments)

Commercial Perspective

Over the scenario

Typical terms for ADS Lending

Rates from

7%

PER ANNUM

Funding in

7

DAYS

Up to

$2.0

MILLION

Term

1-12

MONTHS

Apply now to ADS Lending

ADS values our broker partner network and will confirm broker fees payable at the time of issuing an offer letter to you to provide to your client. Please speak to us today about your scenario to discuss how we can help your client on their financing.

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